Earnest money is one of the most misunderstood parts of the buying process in Orlando FL real estate 2025. As a 20-year veteran REALTOR® at Watson Realty Corp, I’ve helped over 693 buyers and sellers navigate escrow, deposits, and contract timelines. Here’s what you should know before making an offer.

Typical Earnest Money Amounts in 2025

In the Orlando market, most buyers deposit 1–5% of the purchase price as earnest money. The exact amount depends on:

  • Price point

  • Market competition

  • Loan type

  • Seller expectations

This deposit is held by a real estate or title company — and is credited back to you at closing, usually towards your deposit.

Is Earnest Money Refundable?

Yes — in most cases. Florida’s standard contract outlines specific situations where your deposit can be returned, including:

  • Inspection contingencies (within allowed timelines)

  • Financing denials (within allowed timelines)

  • Appraisal issues

  • Title problems

Why Sellers Care About Your Deposit

A strong deposit signals seriousness. In multiple-offer situations, it can help your offer stand out. But with the right strategy, you never deposit more than you’re comfortable with.

Explore active listings in Ocoee to understand current price ranges:
➡ https://www.evemetlis.com/ocoeehomesforsale/

A Buyer’s Perspective

One buyer told me, “Eve helped us structure our deposit so it strengthened our offer without risking too much.”

My Role as Your Agent

With 157+ Google 5-star reviews, I walk you through each contract detail so you know exactly what your deposit covers — and how to protect it.

Contact Eve Metlis at Watson Realty Corp | 407-493-5225 | www.EveMetlis.com for a FREE 2025 Market Strategy Session